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Josh Lefkowitz
Chief Executive Officer
Josh Lefkowitz executes the company’s strategic vision to empower organizations with Business Risk Intelligence (BRI). He has worked extensively with authorities to track and analyze terrorist groups. Mr. Lefkowitz also served as a consultant to the FBI’s senior management team and worked for a top tier, global investment bank. Mr. Lefkowitz holds an MBA from Harvard University and a BA from Williams College.
Evan Kohlmann
Chief Innovation Officer
Evan Kohlmann focuses on product innovation at Flashpoint where he leverages fifteen years’ experience tracking Al-Qaida, ISIS, and other terrorist groups. He has consulted for the US Department of Defense, the US Department of Justice, the Australian Federal Police, and Scotland Yard’s Counter Terrorism Command, among others. Mr. Kohlmann holds a JD from the Univ. of Pennsylvania Law School and a BSFS in International Politics from the Walsh School of Foreign Service at Georgetown Univ.
Josh Devon
Chief Operating Officer / VP Product
Josh Devon focuses on product vision and strategy at Flashpoint while ensuring the company’s departments function synergistically during its rapid growth. He also works to ensure that customers receive best in class products, services, and support. Previously, Mr. Devon co-founded the SITE Intelligence Group where he served as Assistant Director. He holds an MA from SAIS at Johns Hopkins Univ. At the Univ. of Pennsylvania, he received a BS in Economics from the Wharton School and a BA in English from the College of Arts and Sciences.
Jennifer Leggio
Chief Marketing Officer / VP Operations
Jennifer Leggio is responsible for Flashpoint’s marketing, customer acquisition, and operations. Ms. Leggio has more than 20 years of experience driving marketing, communications and go-to-market strategies in the cybersecurity industry. She’s previously held senior leadership roles at Digital Shadows, Cisco, Sourcefire, and Fortinet. She’s been a contributor to Forbes and ZDNet, and has spoken on the importance of coordinated disclosure at DEF CON and Hack in the Box, and on threat actor “publicity” trends at RSA Conference, Gartner Security Summit, and SXSW Interactive.
Chris Camacho
Chief Strategy Officer
Chris Camacho leads the company’s client engagement and development team, which includes customer success, business development, strategic integrations and the FPCollab sharing community. With over 15 years of cybersecurity leadership experience, he has spearheaded initiatives across Operational Strategy, Incident Response, Threat Management, and Security Operations to ensure cyber risk postures align with business goals. Most recently as a Senior Vice President of Information Security at Bank of America, Mr. Camacho was responsible for overseeing the Threat Management Program. An entrepreneur, Mr. Camacho also serves as CEO for NinjaJobs: a career-matching community for elite cybersecurity talent. He has a BS in Decision Sciences & Management of Information Systems from George Mason University.
Lisa Iadanza
Chief People Officer
Lisa M. Iadanza leads all functional areas of People Operations at Flashpoint, including human resources, talent acquisition & management, employee engagement, and developing high performance teams. In addition to collaborating with the executive team to drive strategic growth, she plays an integral role in fostering Flashpoint’s culture and mission. Driven by her passions for mentorship, employee advocacy, and talent development, Ms. Iadanza has more than twenty years of experience in building, scaling, and leading human resources functions. Prior to Flashpoint, she held leadership roles at Conde Nast, Terra Technology, and FreeWheel. She is a member of the Society for Human Resources Management (SHRM) and holds a bachelor’s degree in management with concentrations in human resources and marketing from State University of New York at Binghamton.
Rob Reznick
VP of Finance and Corporate Development
Rob Reznick leads the finance, accounting, and corporate development teams at Flashpoint. Rob previously served as Director of Finance & Accounting for 1010data (acquired by Advance/Newhouse), and Director of Finance for Financial Guard (acquired by Legg Mason) after prior work in forensic accounting and dispute consulting. Mr. Reznick is a Certified Public Accountant and holds an MBA and MAcc from the Fisher College of Business at the Ohio State University, and a BBA from the Ross School of Business at the University of Michigan.
Lance James
Chief Scientist / VP Engineering
Lance James is responsible for leading Flashpoint’s technology development. Prior to joining Flashpoint in 2015, he was the Head of Cyber Intelligence at Deloitte & Touche LLP. Mr. James has been an active member of the security community for over 20 years and enjoys working creatively together with technology teams to design and develop impactful solutions that disrupt online threats.
Brian Costello
SVP Global Sales and Solution Architecture
Brian Costello, a 20-year information technology and security solutions veteran, is responsible for leading the Global Sales, Solution Architecture, and Professional Services teams at Flashpoint. Throughout his career, Brian has successfully built security and cloud teams that have provided customers with innovative technology solutions, exceeded targets and consistently grown business year over year. Prior to Flashpoint, Brian led a global security and cloud vertical practice for Verizon. Brian also held senior leadership roles at Invincea, Risk Analytics and Cybertrust. Brian received his B.A. from George Mason University.
Tom Hofmann
VP Intelligence
Tom Hofmann leads the intelligence directorate that is responsible for the collection, analysis, production, and dissemination of Deep and Dark Web data. He works closely with clients to prioritize their intelligence requirements and ensures internal Flashpoint operations are aligned to those needs. Mr. Hofmann has been at the forefront of cyber intelligence operations in the commercial, government, and military sectors, and is renowned for his ability to drive effective intelligence operations to support offensive and defensive network operations.
Jake Wells
VP, Client Engagement & Development
Jake Wells leads strategic integrations and information sharing as part of the client engagement & development team, which serves as an internal advocate for our government and commercial clients to ensure Flashpoint’s intelligence solutions meet their evolving needs. He leverages a decade of experience running cyber and counterterrorism investigations, most recently with the NYPD Intelligence Bureau, to maximize the value customers generate from our products and services. Mr. Wells holds an MA from Columbia University and a BA from Emory University.
Brian Brown
VP Business Development
Brian Brown is responsible for the overall direction of strategic sales and development supporting Flashpoint’s largest clients. In his role, Mr. Brown focuses on designing and executing growth-oriented sales penetration strategies across multiple vertical markets, including both Government and Commercial, supporting Flashpoint’s Sales and Business Development Teams. An experienced entrepreneur, Mr. Brown also serves as CSO for NinjaJobs, a private community created to match elite cybersecurity talent with top tier global jobs and also advise growth-stage cybersecurity companies.
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Cybercriminals Exhibit Interest in Targeting Contactless Payments in Latin America

Blog
December 10, 2018

Unlike cash or traditional credit or debit cards, contactless payment methods enable users to make purchases by simply tapping or scanning their mobile device or payment card at a point-of-sale (POS) terminal. These methods have grown particularly popular in Latin America (LATAM) in recent years due largely to their ease-of-use, regional banking trends, and banking institutions’ global expansion efforts. However, this popularity is also attracting unwanted attention from cybercriminals in LATAM seeking to engage in various fraudulent schemes.

The cybercriminal appeal of contactless payment methods is fueled primarily by their convenience. Because these methods usually do not require users to submit a form of identification, input a PIN, or confirm a signature for low-value transactions, they enable cybercriminals to minimize their risk of exposure when making fraudulent in-store purchases.

Typically, if a fraudster is initially unsuccessful in using a traditional payment card to make a purchase at the checkout counter, they will attempt to use a backup credit card, often attracting the unwanted attention of store clerks to the suspicious transaction. But because contactless payment methods, in addition to their convenience, are also widely perceived to be relatively novel, the legitimacy of such a transaction is less likely to be questioned. As a result, these methods can enable fraudsters to use several stolen credit cards at once if necessary.

The recent abundance of cybercriminal chatter pertaining to these payment methods in LATAM has been primarily focused on whether the three types of contactless payment technology can be exploited to facilitate fraud. These technologies include:

Radio Frequency Identification (RFID)

Commonly used in airport baggage handling and asset tracking, RFID is a decades-old technology that enables one-way wireless communication at distances of up to 100 meters between an RFID reader and an RFID tag. The tag is typically implanted into an electronic device and has a unique number that identifies the specific device when transmitting its data to the reader. Many contactless payment cards utilize RFID tags, but concerns with electronic pickpocketing and other security issues have led to the development and adoption of more secure alternatives.

Chatter among cybercriminals in LATAM has included discussions of how to obtain and use RFID readers and related materials to modify the balances on RFID-based public-transit cards.

Near-Field Communication (NFC)

Underpinned by RFID technology, NFC is a short-range wireless connectivity standard that enables communication between devices via a peer-to-peer (P2P) network. NFC is widely considered to be more convenient and secure than its RFID predecessor for contactless payments for two reasons. First, NFC tags are automatically built-in to most smartphones today, so it’s easy for users to pay via digital wallets and similar applications; and second, NFC devices such as NFC-enabled card readers, POS terminals, and mobile devices can only transmit data when in close proximity with one another, thereby reducing the risk of electronic pickpocketing.

The majority of chatter pertaining to NFC technology among cybercriminals in LATAM has been focused on the extent that NFC can enable fraudsters to circumvent Europay, Mastercard, and Visa (EMV) security measures when conducting in-store carding. Such actors have also been known to share tools and tutorials demonstrating techniques for cloning NFC cards to support various fraudulent schemes.

Quick Response (QR)

QR is a contactless communication method that functions similarly to barcodes; the user scans the QR code with an application on their mobile device, which then prompts a specified action such as a website to open or payment to be sent. QR technology is widely used in contactless payments due to its convenience; Similar to NFC, QR is fast, easy, and requires no contact between the smartphone and the QR code.

However, NFC is considered more secure and versatile than QR because QR codes and their functions remain static once generated, whereas NFC tags can store dynamic information. Also, while NFC enables users to make near-instant payments simply by tapping their mobile device at a POS terminal, QR codes require the user to download and open a QR app on their smartphone, scan the QR code, and wait for the phone to react to the code.

The majority of contactless payment methods used in LATAM today rely on either NFC or QR technology. And as these technologies becomes even more widespread in the region, cybercriminals will likely continue to look for ways to take advantage of possible vulnerabilities or circumvent security measures within these newly adopted payment systems. As such, Flashpoint analysts assess that cybercriminal interest in NFC and QR technology, as well as tool-sharing related to abusing these systems, will likely increase.

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Delfina Chain

Analyst – LATAM

Flashpoint Intelligence Brief

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